Integrates with the tools you already use
Every charge routed, protected and recovered — while you sleep.
Volume spreads across your MIDs. Every card is tokenized in a vault you own. A declined card enters the recovery sequence on its own. This is what the loop looks like running.
- Three MIDs sharing volume by rule, not by luck
- Every card tokenized in a PCI Level 1 vault you own
- Decline recovery scheduled the moment a charge fails
One Platform.
Your Entire Checkout Operation.
From the first click to the final report — checkout, vault, routing, recovery, and analytics. Everything in one place, under your control.
Multi-MID Routing
Assign a gateway to each product. Spread volume intelligently. If one MID gets shut down, the others keep running. No single point of failure.
- Per-product gateway assignment
- Automatic volume distribution
- Instant failover between MIDs
- Daily caps and load balancing
If MID #2 goes down, its 31% reroutes to #1 and #3 automatically. Checkout never notices.
Decline Recovery
Failed charges retry automatically on a smart schedule — day 3, day 7, day 14. Revenue you already earned doesn't just disappear. Per-business retry rules, auto-cancel thresholds, and full history.
Chargeback Protection
Real-time alerts from CDRN, Ethoca, and RDR. Refund before it becomes a chargeback. Disputes tracked and matched to orders automatically, with full cost and resolution history.
Real-Time P&L
Revenue, expenses, ad spend, chargebacks, processing fees — all in one view. Connect your bank, import Facebook Ads spend, see your real margin.
Affiliate System
White-label checkouts for affiliates on their own subdomain. Their branding, their pixel, their customers — routed through your MIDs. Commission tracking and automated payouts built in.
Your brand. Your domain.
Your checkout.
A fully branded, mobile-first checkout that lives on your domain. Not a redirect. Not a hosted page with someone else's logo. Your checkout, your experience, end to end.
- 1Custom domaincheckout.yourbrand.com — looks native to your store
- 2Checkout ProfilesDifferent checkout configs per product, funnel, or affiliate
- 3Full branding controlLogo, colors, button text, fields — all configurable
- 4Apple Pay built inOne-tap checkout for eligible customers
- 5Cascade on declineMID 1 declines, MID 2 approves — same tap, same second
- 6Shopify syncOrders pushed back to Shopify automatically
Your cards.
Not your processor's.
Every card stored in a PCI Level 1 certified vault that belongs to you — not your gateway. Switch processors without losing a single customer. Your card data moves with you, forever.
Everything Built In.
No more stitching together 6 different tools. PayLoop is the platform — checkout, vault, billing, analytics, protection, all of it.
Custom Checkout
Fully branded, mobile-first checkout on your own domain. Configurable fields, layouts, and profiles per funnel.
PCI Level 1 Vault
Cards stored in a certified vault independent of your processor. Charge any stored card through any gateway, forever.
Multi-MID Routing
Route products to different gateways. Balance volume, set daily caps, cascade on decline automatically.
Decline Recovery
Automatic retry engine with customizable schedules. Recover failed payments without lifting a finger.
Fraud Protection
Rate limiting, velocity checks and BIN intelligence stop card testing and fraud before a charge is ever made.
Chargeback Alerts
Real-time CDRN, Ethoca, and RDR alerts. Auto-matched to orders. Full cost and resolution tracking.
Flexible Billing
One-time, recurring or custom intervals — your call. Trials, pauses and reactivations handled cleanly when you need them.
Facebook Ads Sync
Connect your ad account. See spend, CPA, and ROAS alongside actual revenue in one dashboard.
Bank Sync
Connect Mercury, Slash, or Wise. Every transaction auto-categorized. Cash flow at a glance.
Affiliate Checkouts
White-label checkouts for affiliates on their own subdomain. Their brand, your infrastructure.
Multi-Business
Run multiple brands from one login. Each with its own domain, customers, gateways, and analytics.
BIN Intelligence
Per-MID card brand blocking, BIN-level blocklist, real-time BIN lookup for fraud prevention.
PayLoop vs. The Rest
Most checkout tools give you one piece. PayLoop is the whole stack.
Typical stack: a hosted checkout, a processor-locked vault, and separate tools for retries, disputes, ads and books.
Bank-Grade Security, Built In
PCI Level 1 Certified
Card data stored in Basis Theory's highest-certified vault. Raw numbers never touch our servers.
Fraud Screening on Every Charge
Velocity checks and BIN intelligence on every transaction. Card testing and fraud blocked before authorization.
HMAC-Signed Sessions
Cryptographically signed auth tokens with automatic expiration and rotation.
Rate Limiting
All endpoints throttled against brute force. Card testing attacks blocked automatically.
TLS 1.2+ Everywhere
Every connection encrypted in transit — checkout, API, dashboard, webhooks.
GDPR & CCPA Ready
Compliant data handling, clear retention policies, customer data controls.
Built for merchants
who think bigger.
PayLoop is infrastructure — not a plugin. We set it up with you, on your domain and your gateways, and make sure it performs from day one. Tell us about your business and we take it from there.
- 01You applyAbout a minute. Six quick questions, no card.
- 02We reviewA person reads it and replies within 24 hours.
- 03We set it up togetherCheckout, vault, gateways and recovery configured with you, live in days.
Your checkout.
Your infrastructure.
One platform for your checkout, vault, routing, recovery, and analytics. Built to last — not to rent.